Research Grants
Funding For:
Nothing Matters: The Zero-Price Effect in the Individual Insurance Market
Cost & Quality / Health Care Coverage

Recipient:
Coleman D. Drake, University of Pittsburgh
Grant Period:
Mar 01, 2020 - Nov 30, 2020
AMOUNT:
$50,000.00
Summary of the Project:
This study will use enrollment data from the Colorado exchange to study how the advent of zero-premium plans affected (1) insurance take-up among different demographic groups and (2) the types of health plans chosen by enrollees. Models will isolate the impact of premium levels vs. zero-price plans and also examine the impact of inertia that makes current enrollees less likely to change plan choice in response to premium changes. Study results will be relevant to current policy proposals such as public options, Medicaid buy-ins and higher premium subsidies that may result in more people having access to zero-premium plans.
Grantee Publications
May 2023
Financial transaction costs reduce benefit take-up evidence from zero-premium health insurance plans in Colorado
Learn MoreAuthor: Coleman Drake; David Anderson; Sih-Ting Cai; Daniel W. Sacks
February 18, 2021
Next Year, Extend Open Enrollment Of The ACA Marketplaces Into January
Learn MoreAuthor: Coleman Drake; David Anderson
July 8, 2020
Preparing the Health Insurance Marketplaces for the COVID-19 Recession
Learn MoreAuthor: David Anderson; Coleman Drake